Terms of Service

Overview

These Terms of Service ("Terms") govern your use of Valuation Vitals, a Business Strength Portal operated by Blue Ridge Horizon Advisors, LLC ("we," "us," or "our"). By accessing or using valvitals.com, you agree to be bound by these Terms.

If you do not agree to these Terms, do not use the platform.

1. The Service

Valuation Vitals provides an AI-powered Business Strength Assessment platform that analyzes uploaded financial and operational data to generate a Business Strength Score, identify risks, and provide an actionable Resilience Roadmap.

The platform is intended for small to medium business owners generating below $10 million in annual revenue. It is not intended for personal, household, or consumer use.

2. Important Disclaimers

3. Accounts and Access

Eligibility

You must be at least 18 years old and have the legal authority to enter into contracts on behalf of your business to use Valuation Vitals.

Account responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at jon@valvitals.com if you suspect unauthorized access.

One account per business

Each subscription is for a single business entity. You may not share account access or use one subscription to assess multiple unrelated businesses.

4. Subscriptions and Billing

• Subscriptions are billed at $50 per month or $500 per year, charged in advance.
• Subscriptions renew automatically unless cancelled before the renewal date.
• You may cancel at any time from your account settings. Cancellation takes effect at the end of the current billing period. No partial refunds are issued for unused time.
• We reserve the right to change pricing with 30 days notice to existing subscribers. Price changes take effect at your next renewal.
• All payments are processed by Stripe. By subscribing, you agree to Stripe's terms of service.

5. Your Data and Content

You retain full ownership of all financial documents, contracts, and data you upload to Valuation Vitals. By uploading content, you grant us a limited, non-exclusive license to process that content solely for the purpose of generating your Business Strength Report.

You represent and warrant that you have the legal right to upload any content you provide, and that doing so does not violate any third-party rights or applicable law.

We do not use your uploaded financial data to train AI models, sell to third parties, or use for any purpose other than delivering your report. See our Privacy Policy for full details.

6. Acceptable Use

You agree not to:

• Use the platform for any unlawful purpose
• Upload false, fraudulent, or misleading financial data
• Attempt to reverse engineer, scrape, or copy the platform
• Share account access with unauthorized users
• Use the platform to assess businesses you do not own or have authority over
• Interfere with the security or integrity of the platform
• Resell or sublicense access to the platform

We reserve the right to suspend or terminate accounts that violate these terms without refund.

7. Intellectual Property

The Valuation Vitals platform, including its scoring methodology, report templates, design, and software, is the property of Blue Ridge Horizon Advisors, LLC and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works from any part of the platform without our written permission. You may share your own Business Strength Report with advisors, partners, or prospective buyers for legitimate business purposes.

8. Limitation of Liability

To the maximum extent permitted by law, Blue Ridge Horizon Advisors, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of Valuation Vitals, including but not limited to lost profits, lost business value, or decisions made based on platform outputs.

Our total liability to you for any claim arising from use of the platform shall not exceed the amount you paid us in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Blue Ridge Horizon Advisors, LLC and its officers, directors, and employees from any claims, damages, or expenses (including reasonable legal fees) arising from your use of the platform, your uploaded content, or your violation of these Terms.

10. Termination

You may terminate your account at any time by cancelling your subscription and contacting us at jon@valvitals.com.

We may suspend or terminate your access at any time if you violate these Terms, if we discontinue the service, or for any other reason with 30 days notice. In the event we terminate the service, we will provide a pro-rated refund for unused subscription time.

11. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of North Carolina.

12. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we will notify you by email and update the "Last updated" date at the top of this page. Continued use of the platform after changes constitutes acceptance of the updated Terms.

13. Contact

Questions about these Terms? Contact us at: